Some people may not realise the potential problems caused by claiming iPhone theft when really they had lost it. Unfortunately, iPhone insurance policy’s do not provide full protection in the event that an iPhone is lost, so when a consumer finds themselves in the situation where they have missed placed their iPhone, many take the decision to claim that their iPhone has been stolen, simply so they can make a claim on their iPhone insurance policy.

Making a false claim like this can erupt into a chain of trouble for the unsuspecting consumer, who may think that no one would ever know about their manipulation of the truth. Unfortunately this may not be the case any more, as iPhone insurance providers are now actively trying to seek out customers who they believe may be making a false claim by stating that their iPhone has been stolen.

Many iPhone insurance cover companies now have more intelligent claims procedures where customers have claimed an item has been stolen, with trained advisers asking claimants certain questions about the alleged theft and how it took place, these advisers are trained to spot certain re-occurring patterns that are common among false insurance claims.

Unfortunately, many people seem to be unaware that making a false claim on something as small as the insurance policy for an iPhone is classed as insurance fraud, which if convicted, could land you with a criminal conviction. Now that must be a real wake up call for the average man in the street, a criminal record can have all sorts of negative affects on your future, from job applications to being refused insurance in other areas, such as laptop insurance cover, automotive and even home insurance products.

People may think they could talk their way out of this problem, but unfortunately, this is no longer the case. iPhone insurance providers require a Police incident number before they will start to process your iPhone insurance claim. In order to get a Police incident number you will have to report your iPhone as stolen to the Police and make a statement to that effect, the Police are also actively getting involved with insurance fraud of this nature. So not only could you end up with a criminal conviction for insurance fraud, you could also add wasting police time or even attempting to pervert the course of justice, all because your iPhone insurance did not cover you for loss!

There is some simple action you can take to avoid getting involved in this situation and firstly that would be to make sure that when you purchase iPhone Insurance, you select a insurance policy that will cover you in the event of you loosing your iPhone. Secondly, if you find out your iPhone insurance cover did not offer cover for loss, then take the loss on the chin, rather than risk a criminal record for such a small amount of money

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The most important aspect of succeeding in your business and being able to sell your properties fast will be your database. This is because to be able to sell your properties fast you must have ready, able and willing buyers to sell to. I say it’s much easier to find a house for a buyer than it is to find a buyer for a house. Go to database outsourcing for more information.

Having said this, I want to share some methods of building databases that you can use. You’ll probably want to use an online database program to keep up with your contacts because an online service is usually more up to date and they have more features. Also, it’s more automated than having your own computer program. For example, if you have your own program and someone wants to unsubscribe from your email list, you’ll have to go in manually and unsubscribe them. However, if you use an online service, when someone clicks on the link in your email to unsubscribe then it is automatic. You simply receive an email notifying you that the person has unsubscribed.

Another advantage of an online system is that you can access it from anywhere. In addition to using your database with your auto responders you can email, call or direct mail them at anytime. If you have a special need for a particular property or buyer you can send a quick email to your database. If you have a property you need to sell very fast then you can send out an email about that too. There is no limit to the uses.

Here are a few ideas to build your database.

Investors:
Call every I buy Houses ad and sign that you see and tell them you are a wholesaler and want to add them to your database.

Run an ad: Handyman Specials, Cheap, Cash and your phone will ring off the hook. Tell them you ran the ad to find investors to buy the properties you are getting and that you’ll email or call with the next great deal you have. Refer to Database and O/S Outsourcing for more information.

Join real estate Yahoo or Google groups and email them asking for investors to sell your properties to.

Set up your own webpage on one of the social networking sites like Myspace and then invite others to become your friend that have the keywords real estate in their pages.

Realtors: Every time you talk to a realtor ask them for their email address so you can stay in touch and buy more properties.

For Sale by Owners: Every time you talk to a FSBO or see an ad on a website, call or email them and be sure to ask them if you can add them to your database to stay in touch. Also, any time you make an offer to a seller you want to get their email address so you can follow.

Retail Buyers: The best way to build a list of retail buyers is to look online at some of the FREE classified sites that have buyers running ads. Run your own ad similar to: Newly remodeled homes. Ready to move into. Payments to fit your budget. Down payment and closing cost assistance available. Your phone will ring off the hook. Just let them know that you don’t currently have any properties but you’re going to have some soon. Then simply add them to your database.

Another advantage of having a database is having a group of vendors in case you have a property where you need to get something done fast. You simply email your list of vendors to find out who can help you out quickly. Visit database outsourcing for further information.

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Go to any computer business sales place today and you’ll find what seems like shelves and shelves of software on sale. Certainly enticing buys, there are a few problems with buying software off the shelves. On the shelf, software - otherwise known as “commercial software” - can be expensive, and incompatible, and outdated when compared to what’s available online.

Fortunately, there’s an alternative to commercial software and although it isn’t new, it’s one of the most under-exploited opportunities in the computer industry.

We’re talking about shareware - software that you can try before buying.

Shareware has a long history and was rather popular in the days where BBS (bulletin board systems) reigned the online industry. It hasn’t gone anywhere, but its competition with commercial software is fierce - so fierce that it tends to fall on the back burner among new computer users. This is unfortunate because shareware has so many advantages over commercial software.

One of those advantages is its cost. On the whole, shareware is generally cheaper than commercial software. But don’t misinterpret the cost.

With shareware, cheap does not equal low-quality and there are plenty of examples that prove shareware often outperforms the quality of commercial software time and time again.

How much savings are we talking about? You could purchase a quality word processor, spreadsheet, database program, or system utility anywhere from a mere $15 to under a hundred. This is almost unheard of in stores like Best Buy, Circuit City, or Egghead, yet the shareware programs offered within this price range rival even Microsoft’s Office suite.

Another advantage that shareware has over commercial software is its compatibility. We’re not saying that shareware is compatible with all operating systems. You may then need to see if it will work with your small business telecom as well.

What we’re saying is that since we can try shareware before paying for it, we can determine if the software is completely compatible with our systems first.

In other words, we can discover whether the software performs the way we want them to and should anyone try to do the same with commercial software, they’ll be in for a big disappointment.

Commercial software policy doesn’t even allow for returns, let alone “borrowing” them to try them.

The last advantage that shareware has over commercial software (but certainly not the least) is its applicability. Plain and simple, shareware is the best bet when you want to keep on top of the latest release of a particular program.

Sure, computer stores do their best to keep their inventory up to date, but when you can download version 5.6042 of a shareware program as opposed to buying a commercial 3.0 version from the local computer shop, there’s just no comparison.

Which brings up our next point. Just where does one get shareware? Shareware is all over the Internet and it’s really hard not to bump into it.

The most popular places to find shareware is within thousands of download libraries, however the companies (and even independent programmers behind shareware) are increasingly offering shareware from their own websites. A simple Google or Yahoo search for a particular type of program will yield all sorts of results that point you toward items that you can try before you buy.

Be aware however, that because shareware is not commercial software, you may not experience a full program the way you would if you bought the software out of a box. Shareware may or may not be limited - meaning that some functions may not be available to you until the program is paid for.

These limitations are often small and don’t interfere with the way its full version operations. They’re really just implemented as a way to prompt payment. Remember that shareware is not freeware. You shouldn’t try to use shareware as commercial software without paying for it.

About the only thing that’s similar between shareware and commercial software is the way in which they may be bought. With a credit card, you can be the new owner of your own software within minutes. telecom

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